One shared budget for the whole family — bills, savings goals and debt, in any currency. Whether you're under one roof or between Lagos, London and Toronto, everyone sees the same numbers. No bank connection needed. No ads.
Especially when the family is spread across homes, cities or countries.
Who paid, who owes and what's due gets buried under hundreds of messages.
Keep everyone on the same page →One person carries it all in their head while everyone else is guessing.
End the money guessing →You support family back home, but nobody has the full picture.
Budgeting across two homes →Everyone agrees to save, but nobody can see whether it's working.
Make shared goals stick →Shared Savings puts it all in one place everyone can see. See how →
Not just a budget. Bills, goals, debts and investments — shared with the people you live and plan with.
Log what comes in and goes out, set limits per category and see who spent what.
Start budgeting →
Rent, school fees, subscriptions — everyone gets a nudge before anything is due.
Track bills →
Save for a trip, a car or an emergency fund together and watch every contribution count.
Set a goal →
Plan loan repayments and keep an eye on stocks, crypto and savings in one view.
See your net worth →
Shared Savings looks ahead at the next 30 days of pay and bills, so you can see a shortfall coming and fix it early.
Invite your partner, parents, siblings or flatmates with a simple code. Whether they're in Lagos, London or Toronto, the household stays in sync.
Download a CSV statement from your bank and drop it into Shared Savings. Tick the rows you want and they're added for you — no bank login, no connection.
Available on the web app. Works with CSV statements from most banks (save Excel files as CSV first).
Open the web app
Type a question and get the answer straight away, worked out from your household's own numbers.
Small amounts from everyone add up fast. Try it.
An illustration only — what you put aside, with no interest or returns assumed.
We built Shared Savings so you never have to hand over bank access to stay organised.
Bills, savings goals and debt for the whole household — parents, kids, co-parents and multi-generational families.
Read more →Plan money together without a joint bank account — shared bills and goals, independent accounts.
Read more →Split rent, utilities and shared costs fairly — everyone sees the same numbers.
Read more →Quick tours, and families sharing how they use it.
Solo or shared — pick a name and your currency. No bank details needed.
Send a short code by WhatsApp, text or email. Everyone joins the same household.
Add spending, bills and goals as they happen and watch the picture fill in.
Yes — every feature you need to track your household's money together is free to use.
No. You and your household enter expenses, income, and bills yourselves, and we never require bank logins, card numbers, or account access.
Yes. Invite as many household members as you want with a simple code — everyone sees the same shared budget, bills, and goals update in real time.
Yes. Shared Savings supports multiple currencies, so families spread across countries — including diaspora households — can track money together even when everyone spends in a different currency.
Yes. On the web app, choose a CSV statement downloaded from your bank and tick the rows to keep — they're added as entries. The file is read on your device and never uploaded, duplicates are caught, and you can undo a whole import. No bank login or connection is needed.
Ask AI lets you ask questions about your household's money in plain words, like "How much did we spend on food last month?" or "Are we on track for our goal?". Answers are worked out on your device from your household's own entries, and nothing is sent to an outside AI service.
No. We don't sell your data and we don't run ads. See our Privacy Policy for exactly what we store and why.
Use Shared Savings in your browser on any phone or computer, or get the iPhone and Android apps. See our Get the app page.
Visit our Support page or email support@sharedsavings.app — we read every message.
Free to use. No bank connection needed. No ads.
Create your household — free →
