Terms of Service

Last updated: August 2026

These terms govern your use of Shared Savings ("the app"). By creating an account or using the app, you agree to them. If you do not agree, please don't use the app.

What Shared Savings is

Shared Savings is a free tool for tracking a household's money — expenses, income, bills, savings goals, and debts — that you enter yourself. It does not connect to any bank or financial institution.

Not financial advice. Shared Savings is a record-keeping and tracking tool only. It does not provide financial, investment, tax, or legal advice. The figures it shows are based entirely on what you enter. For important financial decisions, please consult a qualified professional.

Your account

Households and invites

When you invite others to your household, they can see and add to that household's shared data. Only share your invite code with people you trust. You are responsible for who you invite.

Acceptable use

Your data

The information you enter remains yours. How we handle it is described in our Privacy Policy. You can edit or request deletion of your data at any time.

Availability and changes

Shared Savings is provided free of charge and "as is". We work to keep it running well, but we do not guarantee it will always be available, uninterrupted, or error-free. We may add, change, or remove features, and we may update or discontinue the service.

Ownership

The app itself — its software, design, branding, and content — is owned by Bolaji G. Oladapo / MBJ Network and is protected by copyright. These terms do not give you any rights to copy or reuse it. Your own entered data is not affected by this.

Limitation of liability

To the extent permitted by law, Shared Savings and its creator are not liable for any loss arising from your use of, or inability to use, the app, or from decisions made based on information in it. The app is a tracking aid, and the responsibility for financial decisions remains with you.

Ending your use

You may stop using the app and request deletion of your account at any time. We may suspend or end access if these terms are breached.

Changes to these terms

We may update these terms from time to time. When we do, we will update the "last updated" date above.

Contact us

Questions about these terms? Email support@sharedsavings.app.